Billing and Insurance Information

Payment for your hospital bill is ultimately your responsibility. However, UMC’s Patient Accounts staff is available to answer any questions or concerns you may have regarding your bill. As a courtesy, UMC will file your claim with your primary and secondary insurance plans if you provide that information when you register.

UMC Patient Accounts - 702-383-2347
Hours: 7:00 a.m. to 4:00 p.m.
Monday through Friday
Pay Your Account Online by Clicking Here

You will receive more than one bill for your hospital stay:

  • One from the hospital for your room, meals, nursing care, lab and other medical services.
  • One from the physician for professional services.
  • One from the radiologist for reading and interpreting any x-ray procedures performed.
  • One from the pathologist for interpreting any lab tests that were performed.

In addition, if you were brought to the hospital by ambulance, you will receive a bill from the ambulance company as well.

Insurance Pre-Authorization

Prior Authorization/Pre-certification
Most insurance companies require notification of any hospital procedure, whether inpatient or outpatient. Without prior authorization, your insurance company may deny your claim, making you responsible for the entire balance. Once you know you will be having a procedure done, contact our office so all prior authorizations or pre-certifications can be obtained.

Deductibles and Co-pays

When You Register
Any deductibles or co-pays your insurance plan requires will be collected when you register. If you do not pay your deductible or co-pay upon registration, you will be billed for those amounts, regardless of what your insurance pays on your total hospital bill.

Financial Assistance

Where Financial Assistance Is Needed
A member of UMC’s Financial Eligibility staff will meet with you during the first 24 hours of your stay to determine if you qualify for any financial assistance programs. If you qualify, the necessary paperwork will be initiated. Payment arrangements can be established by contacting the Patient Accounts office. Monthly payments will be established based on the total balance of your bill.

Delinquent Accounts
Delinquent accounts will be sent to an outside collection agency. The collection agency may charge interest based on the total amount due. To avoid having your account sent to a collection agency, contact UMC’s Patient Accounts office to establish payment arrangements if you are unable to pay your bill.

Insurances Accepted

UMC accepts most insurance plans including HMO’s, PPO’s, Medicare and Medicaid. Unless UMC has a contract with your insurance company, you will be billed for any balance that the insurance company has not paid. You will be billed for any personal items requested that are not covered by insurance whether UMC has a contract with your insurance company or not. University Medical Center and UMC Quick Care Centers accept the following insurance plans:

Aetna US Healthcare
Aetna Medicare Plans
Affiliated Health Funds
Anthem BXBS Partnership Program(Medicaid)
Beech Street
Beech Street Work Comp
Blue Cross Blue Shield HMO PPO
Blue Cross Blue Shield Work Comp
Anthem BXBS Medicare Plan
Choice Care Network(Humana)
EM3 Work Comp
Clark County Self Funded
Coast Benefits
Employer Occupational Health(Work Comp)
First Health/CCN
First Health Work Comp
Gaughan Properties
Global Excel Management
Great West Healthcare
Hospital Services Coalition(HSC)
Humana Medicare Advantage HMO
John Alden/Horizon Health(EPO)
John Alden/Horizon Health(PPO)
Key Health
Managed Care Consultants, Inc.
Managed Care Consultants, Inc./Health Alliance
Managed Care Consultants, Inc. Work Comp
Mediversal Work Comp
Nevada Preferred Professionals(PPO, EPO)
PacifiCare of Nevada PPO
PacifiCare of Nevada HMO
PacifiCare/Secure Horizons
Private Health Care Systems
Sierra Health and Life/HPN/Sierra Choice/Senior D.
Sierra Healthcare Options, Inc.
Sierra Smart Choice(HPN Medicaid)
Sierra Work Comp
Three Rivers Provider Network(Clark&Nye County)
United Healthcare of Nevada
Universal Health Network
Universal Health Network-Columbia Sussex Corp.